Terms and Conditions

Last updated: July 24, 2025

Welcome to Budget Nest, operated by Code Huddle (Private) Limited. These Terms and Conditions ("Terms") govern your use of our application, website, and related services ("Services").

Summary of Key Points
Quick overview of our terms and conditions
Acceptance of Terms

By accessing or using Budget Nest, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our Services.

Description of Services

Budget Nest provides tools for tracking your finances, parsing transactional data from Gmail, SMS, and voice, and generating budgets and spending insights. Optional features may include WhatsApp bots and AI-powered services.

Key Features

Financial tracking tools
Gmail transaction parsing
SMS data analysis
Voice transaction capture
Budget generation
Spending insights
WhatsApp bot integration
AI-powered analytics
User Accounts
You must be at least 18 years old to use our Services
You are responsible for maintaining the confidentiality of your account credentials
We may suspend or terminate accounts that violate these Terms
Permissions and Access

By using Budget Nest, you may grant us access to your Gmail (via OAuth), SMS, or other personal data. We access only transaction-related content and never sell your data. You may revoke permissions anytime.

Use Restrictions

You agree not to:

Use our Services for unlawful purposes
Reverse engineer, copy, or distribute our code or systems
Upload harmful or deceptive content
Third-Party Services

We use services such as Google APIs, OpenAI, WhatsApp Business API, and cloud platforms. You agree to their respective terms when using features powered by them.

Third-Party Integrations

Google APIs
OpenAI
WhatsApp Business
Cloud Platforms
Stripe
OAuth Providers
Payment and Subscriptions

Certain features may be subject to payment. Subscriptions are billed monthly or annually as per selected plan. All transactions are handled securely by Stripe.

Secure Payments

All payment processing is handled securely through Stripe. We do not store your payment information on our servers.

Intellectual Property

All content, logos, and code are the property of Code Huddle (Private) Limited or its licensors. You may not reuse or reproduce without permission.

Termination

We may suspend or terminate your access for violating these Terms. You may terminate your account at any time by contacting support@budget-nest.com.

Termination by You

You may terminate your account at any time through your account settings or by contacting support.

Termination by Us

We may terminate accounts that violate our terms or engage in harmful activities.

Limitation of Liability

Important Disclaimer

Budget Nest is provided "as is." We do not guarantee complete accuracy or uptime. We are not responsible for decisions you make based on our data.

Indemnification

You agree to indemnify and hold harmless Code Huddle (Private) Limited against any claims arising from your use of our Services or violation of these Terms.

Changes to Terms

We may update these Terms from time to time. Continued use after changes means you accept the revised Terms.

Governing Law

These Terms shall be governed by the laws of Pakistan. Any disputes will be resolved in the courts of Islamabad, Pakistan.

Jurisdiction Details

Governing Law: Laws of Pakistan

Jurisdiction: Courts of Islamabad, Pakistan

Language: English (this agreement)

Contact Us

For any questions about these Terms, please contact us at support@budget-nest.com